You would call the claims division of the insurance company your home owner insurance is through. You can also contact us to walk you through the claims process.

A hurricane deductible applies in the event of a hurricane loss. In most cases, it is a percentage of your coverage A-dwellings amount. If you have questions about your coverage, contact our trusted homeowner insurance company today.

Your landlord's home owner insurance doesn't protect you as a tenant. A renter's insurance policy will protect your personal property and provide liability coverage for visitors.

Typically there is no waiting period for auto or home owner insurance. However, it can be up to 30 days in some cases.

Yes! Our homeowner insurance company offers many options for mobile homes and manufactured homes in Florida. This policy should cover the fragility of the structure as well as the liability of people. Contact us and we'll help you find the right coverage at an affordable price.

The premium is the amount you pay for your auto or home owner insurance. The deductible is the amount you pay when you file a claim.

A hurricane deductible applies in the event of a hurricane loss. In most cases, it is a percentage of your coverage A-dwellings amount. If you have questions about your coverage, contact our trusted homeowner insurance company today.

You would call the claims division of the insurance company your home owner insurance is through. You can also contact us to walk you through the claims process.

There are many benefits to working with the specialists at homeowner insurance companies. At Evolve Insurance Agency, our agents the have knowledge and experience to find you the best policy possible. According to a study by J.D. Power, 52% of homeowners don't have a complete understanding of their coverage. Our goal is to educate the community. Our agents take the time to fully explain your policy and coverage and will answer any of your questions. We have access to information to shop around for the best prices and offer ways to save on your insurance. You can trust us to make sure you have adequate coverage for your needs, whether you're looking for personal or commercial insurance.

Yes, but it would be separate from your home owner insurance policy. To give you an accurate quote, we need to know the type of business, if customers or employees visit the home, your sales data, and how long you have been in business.

When you're looking to purchase a new auto or home owner insurance policy there are several things you should look for. Make sure the coverage is accurate and look at the rating of the carrier you select. Price should also be considered, along with the response and knowledge of the agent you choose to work with.

Credit and driving history, age, location, the kind of car you drive, marital status, coverage, and gender can all have an effect on how much you'll pay for car insurance. Whether you need auto insurance or home owner insurance, contact us for a fast quote today.

If you want to lower your monthly premium, or buy more coverage for less money, one way is to carry a higher deductible. A higher deductible also may make sense if you believe that your chances of making a claim are remote enough to warrant assuming extra financial risk.

It depends on the type of policy you own. But in general, unless you buy additional coverage, you won't be compensated for losses due to floods, earthquakes, nuclear accidents, wars, intentional damage, and normal wear and tear. Other exclusions may also apply.

A home can require a tremendous investment of money, time, and energy. Homeowners insurance is designed to protect that investment by insuring the actual structure or structures and the personal possessions in and around them, as well as providing liability protection for the residents. Through homeowner's insurance, you can protect yourself and your family from enormous loss in the event of damage or destruction to your home and property. Most likely, if you have a mortgage on your home, you are required to carry homeowner's insurance.

You can purchase additional coverage, through an endorsement to your existing policy or with a separate policy, to extend the limits of coverage for specific items.

After an accident or theft recovery, if the insurance company decides your car is "totaled," it means the estimate of repairs exceeds the car's value. At this point, the insurance company will likely send you a check for your car's value. It gets to keep your car unless you make arrangements to buy it back "as is".

If you were not at fault in the accident, you will make a third-party claim to the at-fault driver's insurance company. Because you are the claimant, the insurance company typically will issue the check directly to you. It's your responsibility to pay the repair shop, and the lender if you have a car loan. If the other driver doesn't have insurance, your uninsured motorist coverage will take effect.

If your car was stolen, be prepared to wait. Most insurance companies will impose a waiting period to see if the police recover your car. If your car is still missing after the waiting period, usually 21 days, you should receive a settlement soon after. If your car is recovered during the waiting period, the insurance company will want to see a repair estimate before deciding how to proceed.