I drive for Uber, what do I need to know about insurance?: Insurance for Rideshare and App-Based Delivery Drivers (Such as Lyft, Uber, Doordash etc.)

It’s no secret that today’s modern taxi ride involves a rider pulling out their smartphone and logging into a mobile app to request a ride. So how does it work when it comes to insurance? Maybe you are a frequent rider of one of these services, or maybe ...

Condo Unit-Owners Insurance (HO6) vs. Homeowners Insurance (HO3)

If you live in a condominium unit, villa, or a townhome, ask yourself this question: What kind of insurance am I supposed to have, a homeowners insurance policy or a condo unit owners insurance policy? If you are unsure how to answer this question, then how can you be sure ...

Why do I have 3 different insurance policies for my home yet different limits of coverage on each?

This is a scenario I see commonly, and the answer isn't that simple (gee, what a surprise!). Insuring a home contains multiple layers of coverage for multiple different perils. Although personal needs and selections vary, to be adequately covered we suggest you carry Hazard Insurance, Wind/Hurricane/Hail insurance, ...