Insurance is essential when it comes to protecting your business. According to Fit Small Business, burglary and theft are the most common business claims. Water-related damage, wind and hail, fire damage, and slip-and-fall claims closely follow. Keep reading to learn more about these five common claims that a commercial insurance agent deals with regularly.

1. Burglary and Theft

Burglary and theft claims make up a lot of business insurance claims. Theft and burglary are particularly common in stores where inventory and cash are kept on hand. With business insurance, you can protect your business from the potential loss of property due to burglary or theft. This includes losses caused by internal employees who steal from your business.

2. Water Damage

Every commercial insurance agent has dealt with a water damage call before. When plumbing leaks occur, water damage is a very likely outcome. Built-up water can eventually lead to mold and mildew, odors, and even structural damage to your commercial building. If you have a leak or recently had a leak that caused water damage, you should file a claim.

3. Storm Damage

Storms can cause a lot of damage to businesses, and a commercial insurance agent can help with this type of claim as well. Damage caused by wind, hail, rain, and snow is typically covered by business insurance policies, and there are many storm damage claims in areas where storms are common. If you live in an area with frequently inclement weather, you definitely want to purchase commercial property insurance.

4. Fire Damage

Your commercial insurance agent can also help you file a claim after a fire occurs at your business. Fires tend to cause a lot of damage, even if your building is fireproofed. When you file a business insurance claim, you can get financial assistance for cleaning up both smoke and fire damage.

5. Slip and Falls

Customer slip-and-fall accidents are another common business insurance claim. When you have hundreds of customers walking through your store every day, there's a real possibility that somebody will slip and fall at some point. Fortunately, commercial insurance policies include liability coverage that protects you in the event of a slip-and-fall accident at your business.

The peace of mind that business insurance offers is essential for business owners. If you own a business that you want to protect, contact Evolve Insurance Agency. We'll ensure your business insurance policy includes all the coverage you need!